Announcements:
HARFORD MUTUAL INSURANCE GROUP ANNUAL MEETING: The Annual Meeting of the policyholders of Harford Mutual Insurance Group is scheduled for 9:00 a.m. on Wednesday, May 20, 2026, and will be conducted at 200 N. Main Street Bel Air, MD 21014. To participate in the meeting, you will need to pre-register and be verified as a current policyholder between now and 8:30 a.m. on the morning of the meeting. Simply send us an email at Proxy@hm1842.com or call 800-638-3669 to be verified and receive the meeting access information. www.harfordmutual.com/annual-meeting/

Featured Classes of Focus

We write a wide variety of commercial classes of business for our insureds. From contractors and retail operations to professional offices and light manufacturing risks, we offer tailored coverage solutions. 

Current News

Visit our Current News page to explore the latest updates, success stories, and community impact from Harford Mutual Insurance Group.

Financial Strength

Visit the Financial Strength page to view our current Annual Statement and to learn how Harford Mutual Insurance Group continues earning trust through stability and performance.

Who We Are

Explore what makes Harford Mutual Insurance Group an exceptional place to build your career—visit our "Who We Are" page to discover our commitment to our team. 

INSURING OPPORTUNITY THROUGH MUTUAL SUCCESS®

Harford Mutual Insurance Group, founded in 1842 in Harford County, Maryland, provides property and casualty insurance products and services to a regional market.

Our efforts allow policyholders to conduct their business and personal matters with the knowledge that they are protected by a financially strong and established insurer.

We strive for profitable growth through a commitment to individualized customer service and by providing the independent agent with a stable market for quality insurance products.

Harford Mutual Insurance Group is here to ensure the financial well-being of our policyholders by providing quality products and service that gives them peace of mind.

Steven D. Linkous
President & CEO